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Here are issuers' policies on it and why it can help. Instant approval credit cards provide fast access to credit, often giving you a decision within moments of applying online With more issuers offering quick approvals in 2025, you can access credit almost instantly upon approval Here, we cover the best instant approval options, key considerations before applying and tips to boost your approval chances An instant approval credit card is one that offers a fast, if not instantaneous, response to an online application Most credit cards, whether they’re business credit cards, secured credit cards or rewards credit cards, provide you with a quick decision when you apply for them online.
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