Your account history is reported to all three major credit bureaus and gives you the chance to establish a consistent payment record while enjoying the convenience of a credit card. Bankruptcy a legal process that assists consumers and businesses in getting rid of their debts and repaying their creditors If entitled, the bankruptcy court will protect you from certain actions, such as collection activity, during your bankruptcy proceeding For consumers, the most common bankruptcies are chapter 7 and chapter 13.
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