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If you start receiving benefits early, your benefits will be reduced a small percentage for each month before your full retirement age

To find out how much your benefit will be reduced if you begin receiving benefits from age 62 up to your full retirement age, use the chart below and select your year of birth. If you were born in 1960 or thereafter, your full retirement age is 67 The social security administration has updated information on benefits and age requirements. The full retirement age for receiving full social security benefits varies by birth year, ranging from 65 to 67 Claiming social security before your full retirement age reduces your monthly. The social security age of retirement used to be straightforward and the same for everyone

From the first social security act back in 1935 through 1983, the full social security age of retirement was 65 Then things got a little confusing Due to the 1983 amendments to the social security act, the full retirement age began to gradually increase from age 65 to 67 Plan your retirement effectively our social security retirement age calculator helps you determine your full retirement age (fra) according to ssa guidelines Discover your eligibility age for full benefits, understand how birth year impacts benefits, and plan your retirement strategy using our interactive chart and calculator tool. Our social security full retirement age chart can help you maximize your benefits, regardless of your age and keep you aligned with your retirement strategy.

Complete social security retirement age chart showing full retirement age by birth year

Learn when you can claim 100% benefits, early retirement penalties, and delayed retirement credits for 2025.

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