Build from what’s already yours Join the thousands of homeowners who’ve accessed their home equity without selling or taking out a heloc, home equity loan, or reverse mortgage. Founded in 2020, unlock technologies is a relative newcomer to the home equity space With unlock, each homeowner has a different set of terms based on their creditworthiness and home value Unlike purchasing a new home or refinancing, you won't have a mortgage rate to worry about. To secure the performance of your obligations under hea, unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” depending upon which state the property is located
The lien is released when you settle your hea. Our flagship product is our home equity agreement (hea), a clear, flexible financing solution for homeowners who want to access their home equity without taking on a monthly debt payment Each home equity agreement (hea) is subject to additional individual underwriting review. We unlock the power of home equity to enrich homeowners’ lives With an unlock home equity agreement (hea), you receive a lump sum of cash today in exchange for a share of your home’s future value The cost of your hea is based on how much or how little your home appreciates during the length your hea term, which can last up to 10 years.
Learn how they work, who qualifies, and what to expect with fees and settlement. Through our hea, unlock provides a lump sum of cash (up to $500,000) in exchange for a portion of your home’s future value There are no monthly payments and no interest charges. Unlock’s financial experts share insights on how homeowners can use equity strategically for flexibility, growth, and confidently plan what’s next.
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