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Savers are poised to get a better return on their money after the latest bump to interest rates

But it will be a while before that competes with inflation. The interest rates on savings accounts are finally on the rise after consecutive rate hikes by the federal reserve Still, any money earning less than the rate of inflation loses purchasing power. Are you one of the many savers who has been cheering as interest rates start to rise Well, not all lenders have passed the hikes on in full to savers So, what are the options for parking your cash?

Good news for savers, bad news for borrowers. Are savings rates and cd rates going up in 2023 And where to get the best aprs. The fed has begun to steadily drop its benchmark interest rate Excellent rates are still available on savings accounts, but they are trending lower. Learn what the federal interest rate hike may mean for your retirement accounts and how to continue maximizing your savings when you retire.

To explain why interest rates are so high—and when rates might be coming down—it’s important to understand how monetary policy works and also the history of the bank’s rate hikes and cuts.

The fed's interest rate hikes continue