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Travelers is the best car insurance company in new jersey, according to nerdwallet’s november 2025 analysis. Best car insurance companies in new jersey the average annual premium for car insurance in new jersey is $3,061 for full coverage and $1,331 for a minimum coverage policy. Auto insurance is getting pricier, but that doesn't mean you can’t find rates you can afford We analyzed 13 top insurers and over 1,500 rates to find the cheapest car insurance in new jersey. That includes $25,000 in bodily injury liability per person, as well as $50,000 per accident, $25,000 in property damage coverage and $15,000 of personal injury protection (pip). Njm, geico and state farm are some of the top auto insurance companies in new jersey.
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