The official website of the intergovernmental risk management agency. The overwhelming majority of irma’s annual budget is the loss fund, which is funded using the pure premium selected rate recommended by the actuary and approved by the board of directors, multiplied by the exposure base. Tenant user liability insurance program (tulip) what is a tulip Requests to use local government properties and facilities by the public have become a common occurrence The tulip is available to the user of the facility, who under contract, permit or agreement, rents or uses local government property or facilities.
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