Any insurance agent licensed to sell property insurance in hawaii is authorized to assist you to submit an application for coverage with the hpia. The hpia is run by a board of directors consisting of eight insurance companies elected by the membership and four individuals appointed by the hawaii insurance commissioner to represent the public and insurance agents in the state of hawaii. Policy limits range from $50,000 to $450,000. General info related links ofac compliance why isn’t the hpia listed in best’s rating guide Disclaimer of liability privacy policy contact us If you are a homeowner and are interested in obtaining insurance coverage with hpia, please contact a licensed insurance agent for assistance
To see a listing of agencies, go to welcome / how to obtain coverage. The hpia is a nonprofit unincorporated association of all licensed insurers that write property and casualty insurance in hawaii Each insurer is required to be a member of the hpia as a condition of their authority to transact business in the state. The board of directors have responsibility and control over the organization, management, policies and activities of the hawaii property insurance association. Hpia is designed to provide basic coverage for homeowners who live in areas where traditional insurance companies are unwilling to offer coverage Homeowners with hpia coverage have already received at least two declinations for coverage from licensed insurers in the voluntary market.
