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A home equity loan, also known as a second mortgage, is a consumer loan that allows homeowners to borrow against the equity in their places of residence.

See competitive home equity rates from lenders that match your criteria and compare your offers side by side After selecting your top options, connect with lenders online or by phone A home equity loan is a second mortgage that allows you to borrow your equity as a lump sum, using your home as collateral Learn more about home equity loans. Our experts reviewed leading providers to determine the best home equity loan lenders of 2025, evaluating factors such as interest rates, loan options, accessibility and closing times. A home equity loan, often considered a second mortgage, allows you to borrow against the equity you have accumulated in your property

Homeowners commonly use these loans for major expenses such as home renovations, funding education, debt consolidation and investments. A home equity loan lets you borrow money using your home as collateral Considering a loan on your home Our home equity loan guide includes the process, requirements, terms, rates and the pros and cons of home equity loans. A home equity loan allows you to borrow a lump sum against your home's equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. What is a home equity loan

It’s sometimes referred to as a home equity installment loan or heloan for short.

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