Do they do hard pull to approve membership and open the checking and savings What cr do they pull from What is needed for the credit card, bk friendly, etc. And thanks for sharing the information Even relatively big credit unions get a tiny fraction of the attention of the big banks, so dps are useful. Schools first credit union approvals my local cu merged with schools first cu over the weekend
I setup my new login with them yesterday and applied for their rewards mastercard and their lower interest card they call inspire mastercard Also applied for their cloc Inspire mc $10k rewards mc $5k cloc $800 they pulled ex. The credit union from hell, schoolsfirst, had a completely incompetent customer service agent tell me that my may loan payment was active and on time because my $10 late fee was waived. So if anyone has schools first as their credit union and is in good standing, they appear to look at your existing credit lines and will give you a similar credit line based upon what you already have reporting Congratulations on the cli and thank you for the helpful data point.
Bankruptcy discharge 9/21/2020 starting scores may update (moving) slow and steady rebuild Around 15k in revolving credit at 2% and 45k auto loan Hoping to start upping those limits over time. Schoolsfirst is pretty solid… i just got off the phone with them and was told the cap is $35k on credit cards So someone seems not informed over there? Advice on auto loan from schoolsfirst so i have a terrible auto loan pre bk
A 9.95 apr and a monthly payment of 505 I’ve attempted to refi with cap one the interest was even higher, i attempted with so cal credit union about 10.3 with auto payments brought down to 9.84 i was going to go through with it and put like 2000 down. Congrats on your nfcu approval and great sl!! Schoolsfirst fcu rewards wmc $25k us bank cash+ $15k amex bcp $10k walmart cashrewards wmc $5k fico 8 scores Ex 796 i tu 800 i eq 803
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